Buying Guide

Getting finance
Before you try to get a loan, it helps to have worked out what you can afford to pay each week in loan repayments. If you need help with budgeting or calculating your repayment ability, you can get help from a financial counsellor.  You might also try your local neighbourhood centre or community legal centre. Some charities and church groups will also help.
Budgeting for a loan
What is a mortgage?
Shopping for a credit provider
Finance brokers
How the law protects you
Comparison rates
Your credit history counts
Getting someone to guarantee your loan
Borrowing with your partner
Income Protection Insurance
Changes to the mortgage contract
Difficulties with making payments

Property Inspections
Knowing as much as you can about the condition of the property before you buy will help you avoid problems and extra costs down the track
What is a pre-purchase property inspection report?
What's in a building inspection report?
What's not included in the report?
Strata schemes and company title properties
Minor defects
Factors affecting the report
Choosing a consultant
How long does an inspection take?
Inspections done during the cooling-off period
Other types of reports
How are you protected if problems are not found?
Fixing the problems

The Buying Process
WhatBuying a home will probably be the most expensive thing you ever do, so it’s important to know as much about the process as you can. With so much to think about and so much money at stake, every decision counts.

Paying an 'expression of interest'
Gazumping
Exchanging contracts
Cooling-off period
Settlement
Buying at auction

Conveyancing
If you want to buy or sell a home, land or investment property you'll have to sign a contract. The legal work involved in preparing the sale contract, mortgage and other related documents, is called conveyancing. It's possible to do your own conveyancing. However, most people get a licensed conveyancer or solicitor to do the work for them. This fact sheet explains what is involved with conveyancing.

Who can do conveyancing work?
Using a conveyancer
Using a solicitor
Doing your own conveyancing
The conveyancing process
Costs

Buying At Auction
If you are thinking about buying a residential or rural property at auction you need to read the following information. It is also a good idea to attend an auction or two as a spectatator to familiarise yourself with the auction process.

Before the auction
Register to bid
What if you arrive late at the auction?
Reserve price
Dummy bidding
Successful bidder
Auction conditions

 
  Agent





 Your Name
Your Email Address
Your Phone Number
Your Message
  Property Overview
Category: House
Bedrooms:
Bathrooms:
Garage:
Land: 373.00sqm (approx)
Municipality: City of Greater Geel
Close to: Geelong: 5km (direct line)
Melbourne: 70km (direct line)
Features:
4 Car Space(s)
  Mortgage Calculator
Loan amount: $
Interest rate: %pa
Term of Loan: Yrs
Payments: