The Search Begins
Once you have finalised your wish list, the search can begin for your dream home. You will now need to:
If you are serious about buying a home in the immediate future it is a good idea to arrange provisional finance. This involves selecting a lender and receiving a loan approval, a process that ensures you will be able to access a loan of agreed value when you come to purchase a home.
Choosing the right home loan can be a daunting task. With so many different types of loans and lenders to choose from, it would be easy to simply select the loan that offers the lowest interest rate. For greater peace of mind, however, you should also consider the features and flexibility of the loan. This will help to ensure that the loan you enter into will suit both your present needs and your future lifestyle.
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of pageOnce you have found the best lender, make a loan application. If approved, the bank will give you a commitment in writing, stating that you have approval in principle subject to satisfactory valuation of your final choice. This is the best way to avoid the disappointment of discovering at the last minute that you can't get a loan.
There are now many ways of accessing information on the property market. Of these, the Internet is fast becoming the most popular means of finding details and images of real estate for sale.
Use our search for a home feature to access properties listed on the Internet. You will be asked to provide a price range and ideal property location/s. Providing this information helps narrow your search, ensuring you only need view properties matching your specific criteria.
One of the first things you will do when you start looking at property listings is to check that the general price of houses in your chosen area is within the range you can offer. If prices are too high, then you may have to lower your expectations or start looking in another suburb.
To find out which agents operate within your suburb/s of interest, use our find an agent feature.
About Buyers' Agents
Real estate Buyers' Agents are licensed real estate agencies who work exclusively to help people buy property. They search for suitable properties for each buyer individually and will organise all the steps involved in buying real estate - from dealing with the selling agents, to negotiating or bidding at auction, and arranging building and pest inspections, conveyancing and even finance and removals.
If you are looking to buy a home or investment property but don't have the time to devote to it, or aren't confident about buying real estate, consider using a Buyers' Agent.
The next step is to take a look at your prospective properties.
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